This transaction set enables title insurance service providers and real estate closing professionals to request title insurance services for specific properties. Typically sent by lenders, real estate agents, or closing attorneys to title companies, the 265 conveys essential order information needed to initiate title searches and insurance commitments. The BGN (Beginning Segment) establishes the transaction context and timing, the PDS (Property Description/Legal Description) segment specifies the property or properties subject to the order, and the TIS (Title Insurance Services) segment identifies the specific title insurance products and services being requested.

For example, when First National Bank originates a mortgage loan, it transmits a 265 order to Premier Title Services requesting a title insurance commitment for the borrower’s residential property at 742 Oak Street, Springfield. The order includes details captured in the property description segment along with requests for standard homeowner’s title insurance and lender’s coverage. Premier Title Services receives the order, uses the property identification and legal description to conduct its title examination, and prepares the commitment document. This streamlined electronic exchange replaces manual phone calls and paper forms, allowing Premier to begin work immediately and reducing delays in the mortgage closing timeline.